Will your insurance policy protect you if your equipment breaks down? HEAVY DUTY: If your kitchen equipment breaks down and you don't have the proper insurance, you'll lose more than customers. Nobody wants to pay out of pocket for repairs that have forced a shutdown. As grease built up on the blades, the kitchen exhaust fan gradually became unbalanced. The fan began to wobble and shake, but nobody in the busy restaurant kitchen took the time to have it serviced. Eventually, the ...

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