Are we really writing a story about the two least-sexy topics in the restaurant world, insurance and foodborne illness? You bet we are after learning that a New Jersey judge decreed that companies selling the former must pay claims of restaurants that experience the latter, no matter how cleverly exclusions might have been buried in a policy’s fine print. If there’s one thing that would help full-service restaurant operators sleep better at night, this kind of insurance might be it. It’s ...

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