It was your dream to open your own restaurant. You probably remember the first night you sketched it all out on a cocktail napkin over drinks with a friend. Then you were scraping together every nickel you could find to bring your dream to life, with that cocktail napkin to guide you. And with things happening so fast and fires to put out, you either skipped the development of a formal business plan, or it was just that — a formality. Does that sound familiar? Well, don't worry. It's never ...

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